How we rate Congress, and what it's doing

How the ratings work

Every member of the seated 119th Congress gets a score from 0 to 100 on each pillar, where higher means more digital freedom. Scores turn into letter grades on one scale:

n/a means insufficient data, not neutral. If we have no verified evidence for a pillar, we don't guess. Every scored item links to its source in the member's card.

Overall grade and donors

Overall = Crypto 50% · AI 25% · Privacy 15% · Banking Lobby 10%, re-weighted over the pillars a member actually has (for example, Crypto + Privacy only becomes about 77% / 23%). The older 60/40 Crypto+AI "converged" score is still shown as its own column.

Donors come from FEC 2025–26 bulk files: PAC contributions and itemized individual gifts over $200. Each card lists the member's donors and highlights banks, financial institutions and bank executives. Donors move the Banking Lobby grade and the Crypto grade (bank trade groups only), not AI.

Crypto & stablecoins: recent activity

• Oct 22, 2026 · ADAPT Act introduced: digital-asset tax rules including a de minimis for stablecoin payments and network fees of $10 or less.
  Members: Daines, Lummis, Moreno, Tim Scott · Source
• Oct 21, 2026 · Lummis said Democrats who blocked CLARITY rejected custody standards for digital commodity exchanges.
  Members: Lummis · Source
• Sep 16, 2026 · House Ways and Means advanced H.R. 10357, the Digital Asset Tax Certainty Act, 38–5; not yet passed by the full House.
  Members: Ways and Means Committee · Source
• Sep 15, 2026 · Bank-backed Moran amendment SA 6771 to tighten stablecoin-yield limits; Democratic/independent original cosponsors per the Congressional Record.
  Members: Moran; Reed, Heinrich, King, Tina Smith · Source
• Sep 15, 2026 · Senate cloture on the motion to proceed to CLARITY failed 49–50 (60 needed). Collins, Hawley and Moran voted no alongside Democrats.
  Members: Collins, Hawley, Moran · Source
• Sep 14, 2026 · Final Senate CLARITY text released, keeping the Tillis–Alsobrooks stablecoin-yield compromise plus a Treasury "circuit breaker" instead of the broader yield ban banks wanted.
  Members: Lummis, Boozman, Tim Scott · Source
• Sep 2026 · Republican cosponsors joined the Moran bank-backed yield amendment.
  Members: Hawley, Collins, Hyde-Smith, Curtis, Cornyn, Murkowski · Source
• Jul 17, 2025 · House passed H.R. 3633, the CLARITY Act (digital asset market structure).
  Members: House · Source

AI: recent activity

• Nov 10, 2026 · H.R. 10981 American AI Security Act introduced: mandatory NSA pre-deployment national-security review of covered frontier AI models (30-day clock, one 30-day extension), civil penalties up to $500,000/day; referred to Energy and Commerce and House Intelligence.
  Members: Gottheimer; cosponsor Lawler · Source
• Oct 24, 2026 · FRONTIER Act still in committee with no markup; Obernolte seeking a November committee vote, while E&C Chair Guthrie said he wouldn't rush it in a lame-duck session.
  Members: Obernolte, Guthrie · Source
• Jul 23, 2026 · FRONTIER Act (H.R. 9925) introduced: preempts new state rules on frontier-AI audits, incident reporting and risk disclosure, with federal frontier-model requirements.
  Members: Obernolte, Trahan; cosponsors Franklin, Peters, Houchin, Subramanyam · Source
• Sep 16, 2025 · H.R. 5388 American AI Leadership and Uniformity Act introduced: 5-year moratorium preempting state AI laws.
  Members: Baumgartner · Source
• Sep 10, 2025 · S. 2750 SANDBOX Act introduced (federal AI regulatory sandbox).
  Members: Cruz · Source
• Jul 1, 2025 · Senate voted 99–1 (roll call 363) for Blackburn Amdt. 2814, striking the 10-year state AI-law moratorium from H.R. 1. Only Tillis voted to keep it.
  Members: Blackburn, Cantwell, Markey (strip); Tillis (keep) · Source

Privacy & free speech: recent activity

• Nov 9, 2026 · S. 5692 Ban Flock Act introduced: bars federal use of automatic license plate readers without explicit statutory authorization, withholds certain federal grants from state and local governments that use them, and bans federal funds for buying them; referred to Homeland Security and Governmental Affairs. Scored as a pro-privacy signal (sponsor and original cosponsor, weight +1 each).
  Members: Sanders; original cosponsor Merkley · Source
• Aug 3, 2026 · H.R. 10017 Permanent CBDC Ban Act introduced (33 Republican cosponsors).
  Members: Cloud and 33 cosponsors · Source
• Dec 17, 2025 · S. 3546 Sunset Section 230 Act introduced to repeal Section 230.
  Members: Graham (sponsor); Durbin, Grassley, Whitehouse, Hawley, Klobuchar, Blackburn, Blumenthal, Moody, Welch · Source
• Jul 17, 2025 · House passed H.R. 1919 Anti-CBDC Surveillance State Act, 219–210.
  Members: Emmer · Source
• Mar 25, 2025 · S. 1124 Anti-CBDC Surveillance State Act introduced; referred to Senate Banking.
  Members: Cruz · Source

Crypto: press statements

• Cynthia Lummis (R-WY) · Nov 13, 2026
  “Democrats wanted to stop crypto projects from sneaking traditional securities in through the back door. The Clarity Act’s network token and ancillary asset framework does exactly that. Democrats voted against the bill anyway.”
  Post on X (@SenLummis) · Source
• Cynthia Lummis (R-WY) · Nov 11, 2026
  “For nearly two months, I have highlighted a different provision of the bipartisan Clarity Act that Senate Democrats demanded and then voted against every day. Those examples make up less than half of the 126 provisions we incorporated at Democrats request and they rejected.”
  Post on X (@SenLummis) · Source
• Elizabeth Warren (D-MA) · Nov 10, 2026
  “I’m still waiting for crypto to make that case. They’ve had 18 years now to show the positive use case for crypto and it’s hard to see where that is.”
  Interview with The New York Times (Shane Goldmacher), as incoming Senate Banking chair · Source
• Maxine Waters (D-CA) · Sep 16, 2026
  “Until Congress passes legislation to end the President’s crypto profiteering and recoup his ill-gotten gains, any legislation in the crypto space would only serve to validate and condone his worst actions.”
  Press release (House Financial Services Ranking Member) · Source
• Kirsten Gillibrand and six Democratic colleagues (D-NY) · Sep 16, 2026
  “This week was a setback, but not the end of that important work.”
  Article (The Block) on joint statement with Alsobrooks, Booker, Cortez Masto, Gallego, Warner, Warnock · Source
• Tim Scott (R-SC) · Sep 15, 2026
  “Today, nearly all Senate Republicans voted to advance the Clarity Act, but the motion fell short because of Senate Democrats. We moved the ball forward, and now it’s time for the SEC and CFTC to set clear rules of the road for digital assets until Congress legislates.”
  Press release (Senate Banking Chair) · Source
• Cynthia Lummis (R-WY) · Sep 15, 2026
  “For over a year, they presented demands and the second we met them, they made new demands and moved the goal posts.”
  Press release · Source
• French Hill & Glenn “GT” Thompson (R-AR / R-PA) · Sep 15, 2026
  “Today’s vote does not change the need for Congress to enact clear rules of the road for the digital asset ecosystem. Only Congress can provide the lasting legal certainty that consumers and businesses need to participate in these markets with confidence and necessary protections.”
  Press release (House Financial Services & Agriculture Chairs) · Source
• Elizabeth Warren (D-MA) · Sep 15, 2026
  “Under the new text, Trump would be allowed to continue making hundreds of millions of dollars from his crypto ventures, including World Liberty Financial and his meme coin.”
  Senate floor remarks (Congressional Record) · Source
• Mark Warner (D-VA) · Sep 15, 2026
  “But we cannot pass landmark legislation governing this industry while allowing the President of the United States to personally profit from it.”
  Press release · Source

AI: press statements

• Maria Cantwell (D-WA) · Oct 7, 2026
  “To manage risks from advanced AI systems we need clear safety standards, continuous testing, and reporting of serious failures.”
  Press release (frontier AI framework) · Source
• Josh Gottheimer (D-NJ) · Sep 18, 2026
  “Right now, there are no mandatory requirements for pre-deployment testing of frontier AI models.”
  Press release (American AI Security Act, introduced Nov 10, 2026 as H.R. 10981 with Rep. Lawler) · Source
• Maria Cantwell (D-WA) · Sep 15, 2026
  “It is time that we act and act aggressively.”
  Senate floor speech (transcript, Senate Commerce minority) · Source
• Marsha Blackburn (R-TN) · Sep 2026
  Paraphrase: Argues AI risks, including autonomous cyberattacks, weapons misuse, child exploitation, deepfakes and copyright harm, mean Congress must set safeguards; backs AI-risk legislation, KOSA and the NO FAKES Act.
  Op-ed column · Source
• Jay Obernolte (R-CA) · Jul 23, 2026
  “Artificial intelligence is advancing rapidly, and Congress must ensure our regulatory framework keeps pace without undermining American innovation.”
  Press release (FRONTIER Act) · Source
• Lori Trahan (D-MA) · Jul 23, 2026
  “The bipartisan FRONTIER Act delivers commonsense transparency and independent oversight for the largest AI developers while giving them a single, clear national standard to build on.”
  Press release (FRONTIER Act) · Source
• Ted Cruz (R-TX) · Nov 21, 2025
  “The president is pressing forward. We’ll see what happens.”
  Article (Roll Call), on White House push for a state AI-law moratorium · Source

Privacy: press statements

• Ron Wyden (D-OR) · Jan 2026
  “Forcing developers who write code to follow the same rules as exchanges or brokers is technologically illiterate and a recipe for violating Americans’ privacy and free speech rights.”
  Press release (Blockchain Regulatory Certainty Act, with Lummis) · Source
• Dick Durbin (D-IL) · Dec 2025
  “Sunsetting Section 230 will force Big Tech to come to the table and take ownership over the harms it has wrought.”
  Press release (Senate Judiciary, Sunset Section 230 Act) · Source
• Lindsey Graham (R-SC) · Dec 2025
  “It is past time to allow those who have been harmed by these behemoths to have their day in court.”
  Press release (Sunset Section 230 Act) · Source
• Tom Emmer (R-MN) · Jul 17, 2025
  “...this insidious technology, which would undermine our values and destroy Americans’ right to privacy.”
  Press release on House passage of Anti-CBDC Act (archived copy) · Source
• Ted Cruz (R-TX) · Mar 2025
  “A Central Bank Digital Currency (CBDC) would undermine these core values, erode privacy, and stifle innovation.”
  Press release (S. 1124) · Source